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Community Insights
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What the End of SMSF Residential Lending Could Mean for Apartment Owners and Investors
If you've been following the recent changes to Self Managed Super Fund (SMSF) lending, you may have wondered what it has to do with apartments, strata schemes and property values. On the surface, it looks like a superannuation issue. In reality, it has the potential to influence who buys apartments, how quickly new developments get off the ground and, over time, the supply of new housing entering the market. It's unlikely this new policy change will send apartment prices into

Timothy Lee
4 min read


Apartment Investors Face a New Era After Negative Gearing and CGT Reforms
Australia’s apartment market is entering a new chapter after the Federal Government confirmed major changes to negative gearing and capital gains tax (CGT) concessions aimed at reshaping investor behaviour and improving housing affordability. The reforms, which will largely apply from 1 July 2027, are some of the most significant property tax changes in decades. Rather than removing investor incentives entirely, the Government is attempting to redirect investment away from ex

Timothy Lee
4 min read


Welcomed Cozzie Livs Relief for Mortgage Holders
The Reserve Bank of Australia (RBA) has just (18/02/2025) handed down a 0.25 basis point cut to the official cash rate, bringing it down to 4.1% — a much welcome relief for mortgage holders who’ve been sweating bullets over their repayments. If you’ve been rationing your smashed avo toast to make ends meet, this might just be the breather you needed! What This Means for Apartment Owners If you’ve got a variable-rate mortgage, congratulations! You just scored a small win. The

Timothy Lee
2 min read


The Apartment Market in Sydney: A Quarter Into the 21st Century
Sydney's real estate market has always been a focal point of interest, not just for local buyers but also for global investors. As we step into 2025, a quarter into the 21st century (remember the Y2K bug!?), the dynamics of the apartment unit market in this vibrant city are evolving in fascinating ways. From pricing trends to lifestyle shifts, let’s explore what’s shaping Sydney’s apartment landscape this year. The Current Market Overview Sydney remains one of the most expens

Timothy Lee
3 min read


Why Every Apartment Investor Needs a Depreciation Report
Investing in property is one of the most effective ways to build wealth and secure financial stability. For property investors, maximising returns is key, and one often-overlooked tool for doing so is a depreciation report. This document, compiled by a qualified quantity surveyor, outlines the deductions available for the decline in value of certain assets in your investment property. Here's why every property investor, especially those owning apartments, should prioritise ob

Timothy Lee
2 min read


Negative Gearing 101: What Strata Investors Need to Know
If you're an apartment or strata owner in Australia or are considering becoming one, chances are you've heard the term "negative gearing" thrown around in the news or by fellow property owners. For many, this concept can sound complicated, but it doesn't have to be. Let’s break down what negative gearing is, how it works, and why it matters—especially in the context of apartment and strata ownership in Australia. What is Negative Gearing? In simple terms, negative gearing occ

Timothy Lee
4 min read
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